Healthcare insurance for foreigners is required for all foreigners who come to the Czech Republic for work, studies or as tourists. It is designed especially for prolonged stays in the Czech Republic and covers health care which can be compared to the Czech public health insurance.
If a foreigner applies for a residence permit in the Czech Republic, be it for visa, a green or blue card, it is required for him/her to have healthcare insurance. In the event that the healthcare insurance is not arranged, visa will not be granted.
There are two basic types of healthcare insurance for foreigners in the Czech Republic:
Necessary and urgent healthcare insurance for foreigners
This type of insurance covers medical expenses, assistance services and outpatient care or treatment in a hospital in case of sudden deterioration of health condition or if urgent dental treatment is required. In the case of application for a stay in the Czech Republic made abroad this insurance meets the requirements under the Act on Residence of Foreigners in the Czech Republic.
Comprehensive healthcare insurance for foreigners
It is concluded when applying for a visa or any residence permit for a stay in the Czech Republic in excess of 90 days according to the law in force since January 1st 2011. It is comparable to the Czech public health insurance. Health care is provided to the insured at the insurance carrier’s contractual healthcare facilities without any co-payment of the cost of treatment by the insured.