Information for foreigners living in the Czech Republic
Health insurance calculator for foreigners in the Czech Republic
Compare Czech health insurance for foreigners from all insurance companies on the market. Slavia insurance company, Uniqa insurance company, insurance company VZP, ERGO insurance company
How can I be sure when arranging insurance online? Guarantee of Insurance broker
Health insurance calculator for foreigners in the Czech Republic
Our calculator of health insurance for foreigners helps you to save up your money and choose the right type of insurance for you. Just click on the red button compare health insurance for foreigners. After that you will be redirected directly to the calculator. In the calculator you will choose the type of the medical insurance and set basic details about the insured person (age, sex, number of days). Once you are finished, our calculator will compare and choose suitable and the cheapest type of health insurance for foreigners, which you can arrange comfortably from your home.
How does it work
1. Insert information about insured person (date, type, etc)
2. The calculator finds for you best offer, which you can arrange online
3. The insurance contract you will receive immediately after the paymentHealth insurance for foreigners in the Czech Republic
Health insurance for foreigners is required for every foreigner, who intend to stay in the territory of the Czech Republic. It is also a necessary condition for obtaining visa and residence to the Czech Republic. Health insurance for foreigners protect you in case you are injured or you have common health issues. This commercial insurance is also similar to a public health insurance for citizens of the Czech Republic and foreigners who have already obtained the permanent residence. For an arrangement of the health insurance for foreigners you can choose between five insurance companies: Slavia insurance company, Ergo insurance company, Uniqa insurance company, Insurance company VZP. Our health insurance comparison is free and provides all offers which these five companies provide in the Czech Republic. It is also important to mention that two types of medical insurance exist for foreigners. First of them is Acute and emergency health insurance also known as urgent healthcare insurance for foreign nationals. Second type is Comprehensive health insurance for foreigners. The differences between these two types are in the range of insurance and purpose.
Acute and Emergency health insurance
The acute and emergency health insurance covers elementary medical expenses in case of acute health problems. It includes assistance services and contains lower covering limits of medical care than Comprehensive health insurance for foreigners. Acute and emergency health insurance is usually arranged for less than 90 days, so for the time of short-term residence in the Czech Republic (short-term visa). In case you have sudden health problems, acute and emergency health care is provided in every medical facility. It means that it is not necessary if the medical facility which you visit belongs to the list of contractual healthcare facilities of your Insurance company.
Comprehensive health insurance for foreigners
This medical insurance covers all medical examination including acute health problems. It contains higher limits of covering and it is also a necessary condition for obtaining long-term visa for foreigners or long-term residence in the Czech Republic. Comprehensive health insurance for foreign nationals includes dental care with higher limits and extended care. It also contains higher cover limits for medicaments. We warn you, the limit of covering varies in every insurance company. Usually the higher the limit of covering is, the higher the scale of medical care. This insurance also fulfills conditions of the Czech Law par. 1 of the Act No. 326/1999 Coll., on Residence of Foreign Nationals. If you intend to stay in the Czech Republic for a longer time, certainly do not risk and pay extra for comprehensive health insurance for foreigners.
Health insurance for pregnant women
If you arrange health insurance for pregnant women it is always necessary to apply for Comprehensive health insurance with the package for pregnancy. Acute and emergency care does not cover medical care expenses connected with pregnancy. On the other hand comprehensive health insurance for foreign nationals provides all medical care for mothers and newborns. It contains a medical examination during the pregnancy, birth and also health care after.
Health insurance for students
If you prepare to travel to the Czech Republic on an exchange residence or a language course, which does not last more than 90 days, then you can apply for acute and emergency insurance for students. There is only one condition for applying which is to be between 15 – 26 years old. If you intend to stay for a long-term, we recommend you apply for comprehensive health insurance for foreigners, which is similar to public insurance and offers students many advantages and discounts.
Is health insurance for foreigners in the Czech Republic also required for citizens from EU?
Health insurance for foreigners is not required for citizens from EU but it is recommended to apply for comprehensive health insurance for foreigners if you intend to stay in the Czech Republic for longer time. Only one condition which you have to fulfil to have valid health insurance from your state is to pay health insurance in your home country and to be a holder of European health insurance card (EHIC). Then you are insured in the Czech Republic but only within Acute and Emergency health insurance. This is why it is recommended to apply for comprehensive health insurance for foreigners because this insurance provides also preventive treatment and dental care.
Other insurance for foreigners
If you plan to stay in the Czech Republic for a longer time and need help with other insurance for foreigners for example car insurance do not hesitate to call our helpdesk on number: +420 722 809 089. We will be pleased to help you.
Our happy customers
I appreciate that you help me with my insurance and also give me useful information about long-term residence in the Czech Republic.
Ali Kasimov
Evaluation:
I am a student of the University of Economics in Prague, but I am originally from Ukraine. Your health insurance calculator for foreigners saved me 2000,- CZK. Thank you very much for this. For the saved money I could buy all necessary books.
Alexandra Emelienko
Evaluation:
Thank you so much for granted discount when insuring my large family and professional approach. With a good conscience I recommend you to all my friends.
Tran Quang Hoc
Evaluation:
Frequently asked questions
Why should I have health insurance for foreigners?
Health insurance for foreigners is necessary for residence in the Czech Republic regarding to the Czech Law No. 326/1999 Coll., on Residence of Foreign Nationals.
How long does it take to insure yourself online?
The online calculation takes no more than five minutes. You just need to fill necessary details and then choose the right offer for you. The payment can be done via credit card or via transfer to account.
How can I pay?
You can pay either via online credit card or personally in our office or via transfer to account. 
When is my insurance valid?
Your insurance is valid immediately when we receive the payment.
When do I receive my documents and where?
Your documents will be sent via email immediately after receiving your payment. On request we can send also documents by post or you can come personally to our office.
Which documents do I need to arrange my insurance?
- You need:
- Passport
- Personal address
- In some cases medical report
- In student cases evidence of study
Which documents do I obtain?
- You obtain:
- Insurance contract
- Medical card for foreigners
- Receipt of payment
- List of contractual medical facilities