With the new academic year approaching, tens of thousands of international students are flocking to the Czech Republic. They come to deepen their knowledge, gain new experiences, make connections, and of course, get to know the country, its culture, and its people. When you’re handling all the paperwork, medical insurance is an essential item on your checklist. Colonnade insurance company offers a reliable plan designed specifically for students that meets all the legal requirements.
What you’ll learn in this article:
- Which types of stays require comprehensive medical insurance
- Why you should choose Colonnade
- How online medical consultations work
- The insurance limits for a comprehensive plan
A comprehensive plan: for a semester or your entire degree
International students usually stay in the Czech Republic for several months, or even longer. Depending on the duration, they apply for either a long-term visa, which is issued for a maximum of one year with multiple entries, or a long-term residence permit, which is usually valid for up to two years. In either case, you must provide proof of a comprehensive medical insurance plan.
Students from non-EU countries can choose from several commercial insurance companies operating in the Czech market. Colonnade launched its comprehensive foreign health insurance plan in early 2024 and quickly gained popularity by combining a “digital first” approach, user-friendliness, and top-notch services.
No paperwork, no waiting
You can sign up for Colonnade’s foreign health insurance quickly and conveniently online, either on the insurance company’s website or through our comparison tool. “Students get their contract and confirmation, which meet all legal requirements, in just a few minutes. Everything is sent to them by email. This applies to those coming for a single semester as well as those planning to study in the Czech Republic for longer,” explains Martin Blecha, Head of Accident & Health and Travel Community Leader. “When you sign up for our comprehensive plan, you can also extend the territorial validity beyond the Czech Republic. This allows young people to travel freely and without worry to other Schengen countries,” adds Blecha.
A doctor on call
One of the key benefits of Colonnade’s foreign health insurance is 24/7 online medical consultations. “An assistant evaluates your situation and health condition and connects you with the right specialist. No desperate calls to clinics and the stress that comes with it. Colonnade’s insurance also gives you access to private clinics, including the famous Venova Clinic in Prague,” says Blecha. While the Czech public healthcare system is excellent, waiting times for certain specialists can be long. With Colonnade’s medical consultations, this problem disappears. A doctor is available by phone or video call within an hour, from 9 AM to 7 PM daily. The service is available in English, Czech, Russian, and Vietnamese. “Our data shows that half of all health-related questions can be easily resolved online, without the need for an in-person visit, all from the comfort of your home,” Blecha adds.
Maximum coverage
By law, the minimum insurance limit per single claim must be at least EUR 400,000, which is about 10 million CZK. However, Colonnade’s PREMIUM plan offers a significantly higher limit – 25 million CZK (1 million EUR). It’s currently the best insurance plans on the Czech market. This comprehensive medical insurance from Colonnade is therefore suitable not only for students but also for their families and partners who are not Czech citizens.
Would you like to know more? Need help choosing the right insurance plan? Feel free to contact us.
