{"id":1386,"date":"2023-08-08T18:24:42","date_gmt":"2023-08-08T18:24:42","guid":{"rendered":"https:\/\/infocizinci.cz\/?page_id=1386"},"modified":"2025-11-30T15:10:44","modified_gmt":"2025-11-30T15:10:44","slug":"health-insurance-calculator","status":"publish","type":"page","link":"https:\/\/infocizinci.cz\/en\/health-insurance-calculator\/","title":{"rendered":"Health insurance calculator"},"content":{"rendered":"\n<div style=\"padding-left:6%;padding-right:6%\" class=\"wp-block-genesis-blocks-gb-container page-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\" style=\"max-width:1140px\">\n<section class=\"intro-container\">\n    <div class=\"intro-mobile-card\">\n        <h3 class=\"main-sub-title bigger-spacer-top intro-main-title\" style=\"padding-top: 200px;\">\n            HAVE YOU COME TO THE CZECH REPUBLIC TO STUDY OR WORK?<br>\n            DO YOU NEED A VISA?\n        <\/h3>\n\n        <h1 class=\"main-title\" style=\"margin: 3rem 0\">\n            Health insurance calculator <br>\n\n            <span style=\"color: #178fcf\">for foreigners in the Czech Republic <\/span>\n        <\/h1>\n\n        <div class=\"wp-block-genesis-blocks-gb-button gb-block-button\">\n            <a href=\"https:\/\/online.infocizinci.cz\/Controllers\/FormSteps\/_HiffEn_Step1.php\"\n                class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button intro-button\"\n                style=\"text-transform: uppercase\">COMPARE HEALTH INSURANCE FOR FOREIGNERS\n                <div style=\"margin-left: 1rem\">\n                    <span style=\"margin-left: 8px\">\n                        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_calc.svg\" alt=\"calc\">\n                    <\/span>\n                <\/div>\n            <\/a>\n        <\/div>\n\n        <h3 class=\"main-sub-title bigger-spacer-top intro-main-title\" style=\"padding-top: 30px;\">\n            Compare Czech health insurance for foreigners from most insurance companies on the market <br><br>\n            AXA, Colonnade Insurance company, Slavia insurance company, Uniqa insurance company, insurance company VZP, SV insurance company or VITALITAS Insurance Company\n\n        <\/h3>\n    <\/div>\n\n    <div class=\"intro-images-container\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/cizinci.png\" alt=\"bg\" srcset=\"\">\n\n        <div class=\"absolute one\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/08\/BG.svg\" alt=\"man\" srcset=\"\">\n        <\/div>\n        <div class=\"absolute two\">\n            <img decoding=\"async\" src=\"https:\/\/infocizinci.cz\/wp-content\/uploads\/2022\/01\/woman.png\" alt=\"woman\" srcset=\"\">\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<h2 class=\"main-title\" style=\"padding-top: 6rem\">\n    Health insurance calculator <span style=\"color: #178fcf\">for foreigners<\/span><br>\n\n    according to the current amendment to the Act\n\n<\/h2>\n<div class=\"product-page__actions big-spacer-bottom\" style=\"padding-top: 4rem\">\n\n\n    <div class=\"wp-block-genesis-blocks-gb-button gb-block-button product-page__action-button-down\">\n        <a href=\"\/en\/health-insurance-calculator\/#nutna_a_neodkladnu_pece\"\n            class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button-inverse-down\"\n            style=\"text-transform: uppercase;     font-size: 10px !important;\" data-wplink-edit=\"true\">ACUTE AND\n            EMERGENCY INSURANCE<div style=\"margin-left: 1rem\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"10\" viewBox=\"0 0 14 14\" fill=\"none\">\n                    <path\n                        d=\"M5.95312 1.08984L6.64687 0.396094C6.94062 0.102344 7.41563 0.102344 7.70625 0.396094L13.7812 6.46797C14.075 6.76172 14.075 7.23672 13.7812 7.52734L7.70625 13.6023C7.4125 13.8961 6.9375 13.8961 6.64687 13.6023L5.95312 12.9086C5.65625 12.6117 5.6625 12.1273 5.96562 11.8367L9.73125 8.24922H0.75C0.334375 8.24922 0 7.91484 0 7.49922V6.49922C0 6.08359 0.334375 5.74922 0.75 5.74922H9.73125L5.96562 2.16172C5.65937 1.87109 5.65312 1.38672 5.95312 1.08984Z\"\n                        fill=\"#178fcf\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/a>\n    <\/div>\n    <div class=\"wp-block-genesis-blocks-gb-button gb-block-button product-page__action-button-down\">\n        <a href=\"\/en\/health-insurance-calculator\/#komplexni_pojisteni\"\n            class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button-inverse-down\"\n            style=\"text-transform: uppercase;     font-size: 10px !important;\" data-wplink-edit=\"true\">COMPREHENSIVE\n            HEALTH INSURANCE<div style=\"margin-left: 1rem\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"10\" viewBox=\"0 0 14 14\" fill=\"none\">\n                    <path\n                        d=\"M5.95312 1.08984L6.64687 0.396094C6.94062 0.102344 7.41563 0.102344 7.70625 0.396094L13.7812 6.46797C14.075 6.76172 14.075 7.23672 13.7812 7.52734L7.70625 13.6023C7.4125 13.8961 6.9375 13.8961 6.64687 13.6023L5.95312 12.9086C5.65625 12.6117 5.6625 12.1273 5.96562 11.8367L9.73125 8.24922H0.75C0.334375 8.24922 0 7.91484 0 7.49922V6.49922C0 6.08359 0.334375 5.74922 0.75 5.74922H9.73125L5.96562 2.16172C5.65937 1.87109 5.65312 1.38672 5.95312 1.08984Z\"\n                        fill=\"#178fcf\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/a>\n    <\/div>\n    <div class=\"wp-block-genesis-blocks-gb-button gb-block-button product-page__action-button-down\">\n        <a href=\"\/en\/health-insurance-calculator\/#casto_kladene_dotazy\"\n            class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button-inverse-down\"\n            style=\"text-transform: uppercase;     font-size: 10px !important;\" data-wplink-edit=\"true\">FREQUENTLY ASKED\n            QUESTIONS<div style=\"margin-left: 1rem\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"10\" viewBox=\"0 0 14 14\" fill=\"none\">\n                    <path\n                        d=\"M5.95312 1.08984L6.64687 0.396094C6.94062 0.102344 7.41563 0.102344 7.70625 0.396094L13.7812 6.46797C14.075 6.76172 14.075 7.23672 13.7812 7.52734L7.70625 13.6023C7.4125 13.8961 6.9375 13.8961 6.64687 13.6023L5.95312 12.9086C5.65625 12.6117 5.6625 12.1273 5.96562 11.8367L9.73125 8.24922H0.75C0.334375 8.24922 0 7.91484 0 7.49922V6.49922C0 6.08359 0.334375 5.74922 0.75 5.74922H9.73125L5.96562 2.16172C5.65937 1.87109 5.65312 1.38672 5.95312 1.08984Z\"\n                        fill=\"#178fcf\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/a>\n    <\/div>\n    <div class=\"wp-block-genesis-blocks-gb-button gb-block-button product-page__action-button-down\">\n        <a href=\"\/en\/health-insurance-calculator\/#pojistovny\"\n            class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button-inverse-down\"\n            style=\"text-transform: uppercase;     font-size: 10px !important;\" data-wplink-edit=\"true\">INSURANCE\n            COMPANIES<div style=\"margin-left: 1rem\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"10\" viewBox=\"0 0 14 14\" fill=\"none\">\n                    <path\n                        d=\"M5.95312 1.08984L6.64687 0.396094C6.94062 0.102344 7.41563 0.102344 7.70625 0.396094L13.7812 6.46797C14.075 6.76172 14.075 7.23672 13.7812 7.52734L7.70625 13.6023C7.4125 13.8961 6.9375 13.8961 6.64687 13.6023L5.95312 12.9086C5.65625 12.6117 5.6625 12.1273 5.96562 11.8367L9.73125 8.24922H0.75C0.334375 8.24922 0 7.91484 0 7.49922V6.49922C0 6.08359 0.334375 5.74922 0.75 5.74922H9.73125L5.96562 2.16172C5.65937 1.87109 5.65312 1.38672 5.95312 1.08984Z\"\n                        fill=\"#178fcf\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/a>\n    <\/div>\n\n\n<\/div>\n\n\n\n<div class=\"next-pay-page-container\">\n    <div>\n        <h2>\n            Health insurance calculator for foreigners in the Czech Republic\n        <\/h2>\n        <p class=\"simple-text\">\n            Our calculator of health insurance for foreigners helps you to save up your money and choose the right type\n            of insurance for you. Just click on the <b>button compare health insurance for foreigners<\/b>. After that\n            you\n            will be redirected directly to the calculator. In the calculator you will choose the type of the medical\n            insurance and set basic details about the insured person (age, sex, number of days). Once you are finished,\n            our calculator will compare and choose suitable and the cheapest type of health insurance for foreigners,\n            which you can arrange comfortably from your home.\n        <\/p>\n    <\/div>\n\n<\/div>\n\n\n\n<div style=\"margin-top: 5rem; margin-bottom: 3rem;\">\n    <h3>\n        How does it work?\n    <\/h3>\n<\/div>\n<div class=\"container-category-how\">\n    <div>\n        <div>\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_1.svg\" alt=\"main-page\">\n        <\/div>\n        <p class=\"simple-text\" style=\"margin-top: 2rem;     padding-right: 30px;\">\n            Insert information about insured person (age, gender, etc.)\n        <\/p>\n\n    <\/div>\n    <div>\n        <div>\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_2.svg\" alt=\"main-page\">\n        <\/div>\n\n        <p class=\"simple-text\" style=\"margin-top: 2rem;     padding-right: 30px;\">\n            The calculator finds for you best offer, which you can arrange online\n        <\/p>\n\n    <\/div>\n    <div>\n        <div>\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_3.svg\" alt=\"main-page\">\n        <\/div>\n\n        <p class=\"simple-text\" style=\"margin-top: 2rem;     padding-right: 30px;\">\n            The insurance contract you will receive immediately after the payment by email, by post or at the branch\n        <\/p>\n\n    <\/div>\n\n\n<\/div>\n<div class=\"wp-block-genesis-blocks-gb-button gb-block-button\" style=\"margin-top: 4rem;\">\n            <a href=\"https:\/\/online.infocizinci.cz\/Controllers\/FormSteps\/_HiffEn_Step1.php\"\n                class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button intro-button\"\n                style=\"text-transform: uppercase\">COMPARE HEALTH INSURANCE FOR FOREIGNERS\n                <div style=\"margin-left: 1rem\">\n                    <span style=\"margin-left: 8px\">\n                        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_calc.svg\" alt=\"calc\">\n            <\/span>\n        <\/div>\n    <\/a>\n<\/div>\n\n\n\n<div class=\"next-pay-page-container\">\n    <div>\n        <h2 style=\"margin-top: 8rem;\">\n            Health insurance for foreigners in the Czech Republic\n        <\/h2>\n        <p class=\"simple-text\">\n            Health insurance for foreigners is required for every foreigner, who intend to stay in the territory of the\n            Czech Republic. It is also a <b>necessary condition for obtaining visa and residence to the Czech\n                Republic<\/b>.\n            Health insurance for foreigners protect you in case you are injured or you have common health issues. This\n            commercial insurance is also similar to a public health insurance for citizens of the Czech Republic and\n            foreigners who have already obtained the permanent residence. For an arrangement of the health insurance for\n            foreigners you can choose between five insurance companies: Inter Partner\n            Assistance AXA, Colonnade Insurance company, Slavia insurance company, SV insurance company, Uniqa insurance company, VITALITAS Insurance Company and Insurance\n            company VZP. Our health insurance comparison is free and help you choose your insurance. It is also\n            important to\n            mention that two types of medical insurance exist for foreigners. First of them is <b>Acute and emergency\n                health insurance<\/b> also known as <b>urgent healthcare insurance for foreign nationals<\/b>. Second type\n            is\n            <b>Comprehensive health insurance for foreigners<\/b>. The differences between these two types are in the\n            range of\n            insurance and purpose.\n        <\/p>\n    <\/div>\n\n<\/div>\n\n\n\n<section class=\"big-spacer-bottom big-spacer-top\">\n\n    <div class=\"offers-container\">\n        <div class=\"offers-card\">\n            <!-- \n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/01\/ship.png\" alt=\"\" srcset=\"\">\n\n-->\n\n            <div class=\"offers-card-content\">\n                <h2 id=\"nutna_a_neodkladnu_pece\" class=\"section-item-title section-item-title--offers\">\n                    Acute and Emergency health insurance\n                <\/h2>\n\n                <article class=\"simple-text\">\n                    The acute and emergency health insurance covers elementary medical expenses in case of acute health\n                    problems. It includes assistance services and contains lower covering limits of medical care than\n                    Comprehensive health insurance for foreigners. Acute and emergency health insurance is usually\n                    arranged for <b>less than 90 days<\/b>, so for the time of <b>short-term residence in the Czech\n                        Republic<\/b>\n                    (short-term visa). In case you have sudden health problems, acute and emergency health care is\n                    provided in every medical facility. It means that it is not necessary if the medical facility which\n                    you visit belongs to the list of contractual healthcare facilities of your Insurance company.\n                <\/article>\n                <div class=\"wp-block-genesis-blocks-gb-button gb-block-button\" style=\"margin-top: 4rem;\">\n                    <a href=\"https:\/\/online.infocizinci.cz\/Controllers\/FormSteps\/_HiffEn_Step1.php\"\n                        class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button intro-button\"\n                        style=\"text-transform: uppercase\">COMPARE HEALTH INSURANCE\n                        <div style=\"margin-left: 1rem\">\n                            <span style=\"margin-left: 8px\">\n                                <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_calc.svg\" alt=\"calc\">\n                            <\/span>\n                        <\/div>\n                    <\/a>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n        <div class=\"offers-card\">\n            <!--    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/01\/woods.png\" alt=\"\" srcset=\"\">\n\n-->\n\n            <div class=\"offers-card-content\">\n                <h2 id=\"komplexni_pojisteni\" class=\"section-item-title section-item-title--offers\">\n                    Comprehensive health insurance for foreigners\n                <\/h2>\n\n                <article class=\"simple-text\">\n                    This medical insurance covers all medical examination including acute health problems. It\n                    contains\n                    higher limits of covering and it is also a <b>necessary condition for obtaining long-term\n                        visa<\/b>\n                    for foreigners or long-term residence in the Czech Republic. Comprehensive health insurance for\n                    foreign\n                    nationals includes dental care with higher limits and extended care. It also contains higher\n                    cover\n                    limits for medicaments. We warn you, the limit of covering varies in every insurance company.\n                    Usually the higher the limit of covering is, the higher the scale of medical care. This\n                    insurance\n                    also fulfills conditions of the Czech Law par. 1 of the Act No. 326\/1999 Coll., on Residence of\n                    Foreign Nationals. Is also recognized by the Ministry of the Interior of the Czech Republic in\n                    the\n                    extension of long-term residence, including the amendment of the law of September 2023 after\n                    almost\n                    two years of monopoly of one of the insurance companies. If you intend to stay in the Czech\n                    Republic\n                    for a longer time, certainly do not\n                    risk and pay extra for comprehensive health insurance for foreigners.\n                <\/article>\n\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>\n\n\n\n<section class=\"big-spacer-bottom big-spacer-top\">\n    <div class=\"health-offer\">\n        <div>\n            <h2 style=\"margin-top: 3rem;\">\n                Health insurance for pregnant women\n            <\/h2>\n            <article class=\"simple-text\">\n                If you arrange health insurance for pregnant women it is always necessary to apply for <b>Comprehensive\n                    health insurance<\/b> with the package for pregnancy. Acute and emergency care does not cover medical\n                care\n                expenses connected with pregnancy. On the other hand comprehensive health insurance for foreign\n                nationals provides all medical care for mothers and newborns. It contains a medical examination during\n                the pregnancy, birth and also health care after.\n            <\/article>\n            <h2 style=\"margin-top: 3rem;\">\n                Health insurance for students\n            <\/h2>\n            <article class=\"simple-text\">\n                If you prepare to travel to the Czech Republic on an exchange residence or a language course, which does\n                not last more than 90 days, then you can apply for acute and emergency insurance for students. There is\n                condition for applying which is to be between <b>15 \u2013 30 years<\/b> old and choose the territorial range.\n                If you intend to stay for a\n                long-term, we recommend you apply for comprehensive health insurance for foreigners, which is similar to\n                public insurance and offers students <b>many advantages and discounts<\/b>.\n            <\/article>\n        <\/div>\n        <div>\n            <h2 style=\"margin-top: 3rem;\">\n                Health insurance for seniors\n            <\/h2>\n            <article class=\"simple-text\">\n                For seniors from foreign countries who come to the Czech Republic for a longer period of time for\n                quality health care or permanently, insurance companies have prepared several advantageous insurance\n                products. In terms of price, it is possible to choose between cheaper health insurance for foreigners\n                starting from CZK 1,000 per month in the scope of necessary and urgent health care, as well as between\n                comprehensive health insurance including comprehensive health care for the purpose of rehabilitation and\n                improvement of health and fitness. Some of the insurance companies have also prepared special packages\n                specifically designed for this purpose of staying in the Czech Republic. Unfortunately, however, it is\n                also true that foreigners suffering from a serious and long-term illness may not be admitted to the\n                insurance system.\n\n            <\/article>\n            <div>\n                <div class=\"wp-block-genesis-blocks-gb-button gb-block-button\" style=\"margin-top: 4rem;\">\n            <a href=\"https:\/\/online.infocizinci.cz\/Controllers\/FormSteps\/_HiffEn_Step1.php\"\n                class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button intro-button\"\n                style=\"text-transform: uppercase\">COMPARE HEALTH INSURANCE FOR FOREIGNERS\n                <div style=\"margin-left: 1rem\">\n                    <span style=\"margin-left: 8px\">\n                        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_calc.svg\" alt=\"calc\">\n                            <\/span>\n                        <\/div>\n                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"big-spacer-bottom big-spacer-top\" style=\"padding-top: 50px; padding-bottom: 50px;\">\n    <div class=\"health-offer\">\n        <div>\n            <h4 class=\"main-sub-title main-sub-title--health\">\n                Do you need <br>\n                Health <br>\n                insurance?\n            <\/h4>\n\n            <h3 class=\"main-title\">\n                Is <span style=\"color: #178fcf\">health insurance<br> for foreigners<\/span> in the Czech Republic<br> also\n                required for citizens from EU?\n            <\/h3>\n        <\/div>\n        <div>\n            <article class=\"simple-text\">\n                Health insurance for foreigners is not required for citizens from EU but it is recommended to apply for\n                comprehensive health insurance for foreigners if you intend to stay in the Czech Republic for longer\n                time. Only one condition which you have to fulfil to have valid health insurance from your state is to\n                pay health insurance in your home country and to be a holder of European health insurance card (EHIC).\n                Then you are insured in the Czech Republic but only within Acute and Emergency health insurance. This is\n                why it is recommended to apply for comprehensive health insurance for foreigners because this insurance\n                provides also preventive treatment and dental care.\n            <\/article>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"big-spacer-bottom big-spacer-top\">\n    <div class=\"health-offer\">\n        <div>\n            <h3 style=\"margin-top: 3rem;\">\n                What affects the price of health insurance for foreigners?\n            <\/h3>\n            <article class=\"simple-text\">\n                The price of health insurance for foreigners is influenced by several factors. Before negotiating, it is\n                important to determine\n                which type of insurance you choose, whether Necessary and urgent care or Comprehensive health\n                insurance.<br>\n                <b>Other factors that affect the price are:<\/b><br>\n                \u2022 Age of the person for whom the insurance contract is concluded<br>\n                \u2022 Number of insured persons at once<br>\n                \u2022 Health status of the insured person<br>\n                \u2022 Territorial scope of the insurance contract<br>\n                \u2022 The period for which the insurance contract is negotiated<br>\n\n\n            <\/article>\n            <h4 style=\"margin-top: 3rem;\">\n                The age of the person for whom the insurance contract is concluded\n            <\/h4>\n            <article class=\"simple-text\">\n                The age of the insured person affects the price of the policy. The older or younger the insured person\n                is, the more expensive the policy can be. For seniors and children, insurance is the most expensive\n                because they are a risk group that can get into an accident.\n\n            <\/article>\n            <h4 style=\"margin-top: 3rem;\">\n                Number of insured persons at one time\n            <\/h4>\n            <article class=\"simple-text\">\n                A larger number of insured persons at the same time can reduce the price of your policy and you can save\n                money. In the case of insurance for the whole family, each family member is issued a policy separately,\n                but the price can be the same for all members within the contract, therefore it pays to take out\n                insurance collectively instead of taking out one for each family member separately.\n\n            <\/article>\n        <\/div>\n        <div>\n            <h4 style=\"margin-top: 3rem;\">\n                Health status of the insured person\n            <\/h4>\n            <article class=\"simple-text\">\n                Zdravotn\u00ed stav poji\u0161\u0165ovan\u00e9 osoby m\u016f\u017ee zv\u00fd\u0161it cenu pojistky nebo dokonce znemo\u017enit poji\u0161\u0165ovan\u00e9 osob\u011b se\n                pojistit. Pokud m\u00e1te dlouhodob\u00e9 zdravotn\u00ed pot\u00ed\u017ee, kter\u00e9 vy\u017e\u00e1daj\u00ed nep\u0159etr\u017eitou l\u00e9ka\u0159skou p\u00e9\u010di, pe\u010dliv\u011b si\n                p\u0159e\u010dt\u011bte v\u00fdluky z poji\u0161t\u011bn\u00ed uveden\u00e9 v pojistn\u00fdch podm\u00ednk\u00e1ch poji\u0161\u0165oven. M\u016f\u017ee se toti\u017e p\u0159ihodit, \u017ee p\u0159i\n                ur\u010dit\u00fdch nemoc\u00edch v\u00e1s poji\u0161\u0165ovna odm\u00edtne p\u0159ijmout do poji\u0161t\u011bn\u00ed.\n\n            <\/article>\n            <h4 style=\"margin-top: 3rem;\">\n                Territorial scope of the insurance contract\n            <\/h4>\n            <article class=\"simple-text\">\n                The territorial scope of the policy is divided into CR+Schengen or CR+Transit. In this case, the price\n                is higher for the CR+Schengen, but this range is already standard and we recommend\n                negotiating it.\n\n            <\/article>\n            <h4 style=\"margin-top: 3rem;\">\n                The period for which the insurance contract is negotiated\n            <\/h4>\n            <article class=\"simple-text\">\n                One of the important factors that determines the price of the policy is the number of agreed months. If\n                you want to save, it pays to take out insurance for several months. The best rates are usually for <b>6,\n                    12, 24 and 36 months<\/b>.\n\n            <\/article>\n            <div>\n                <div class=\"wp-block-genesis-blocks-gb-button gb-block-button\" style=\"margin-top: 4rem;\">\n            <a href=\"https:\/\/online.infocizinci.cz\/Controllers\/FormSteps\/_HiffEn_Step1.php\"\n                class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button intro-button\"\n                style=\"text-transform: uppercase\">COMPARE HEALTH INSURANCE FOR FOREIGNERS\n                <div style=\"margin-left: 1rem\">\n                    <span style=\"margin-left: 8px\">\n                        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_calc.svg\" alt=\"calc\">\n                            <\/span>\n                        <\/div>\n                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"big-spacer-top bigger-spacer-bottom\" style=\"padding-bottom: 50px;\">\n    <div class=\"FAQ-container\">\n        <div class=\"FAQ-left\">\n            <h3 id=\"casto_kladene_dotazy\" class=\"main-title\">Frequently asked questions<\/h3>\n            <div class=\"FAQ-items-container big-spacer-top big-spacer-bottom\" style=\"padding-bottom: 50px;\">\n                <div class=\"benefits-item\">\n                    <div class=\"beneftis-svg-holder\">\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"25\" height=\"23\" viewBox=\"0 0 25 23\" fill=\"none\">\n                            <path\n                                d=\"M23.6111 4.55534H18.0556V1.77756C18.0556 1.00933 17.4349 0.388672 16.6667 0.388672H8.33333C7.5651 0.388672 6.94444 1.00933 6.94444 1.77756V4.55534H1.38889C0.62066 4.55534 0 5.176 0 5.94423V21.9164C0 22.2984 0.3125 22.6109 0.694444 22.6109H24.3056C24.6875 22.6109 25 22.2984 25 21.9164V5.94423C25 5.176 24.3793 4.55534 23.6111 4.55534ZM6.94444 19.3123C6.94444 19.5987 6.71007 19.8331 6.42361 19.8331H4.6875C4.40104 19.8331 4.16667 19.5987 4.16667 19.3123V17.5762C4.16667 17.2897 4.40104 17.0553 4.6875 17.0553H6.42361C6.71007 17.0553 6.94444 17.2897 6.94444 17.5762V19.3123ZM6.94444 13.7567C6.94444 14.0432 6.71007 14.2776 6.42361 14.2776H4.6875C4.40104 14.2776 4.16667 14.0432 4.16667 13.7567V12.0206C4.16667 11.7342 4.40104 11.4998 4.6875 11.4998H6.42361C6.71007 11.4998 6.94444 11.7342 6.94444 12.0206V13.7567ZM13.8889 19.3123C13.8889 19.5987 13.6545 19.8331 13.3681 19.8331H11.6319C11.3455 19.8331 11.1111 19.5987 11.1111 19.3123V17.5762C11.1111 17.2897 11.3455 17.0553 11.6319 17.0553H13.3681C13.6545 17.0553 13.8889 17.2897 13.8889 17.5762V19.3123ZM13.8889 13.7567C13.8889 14.0432 13.6545 14.2776 13.3681 14.2776H11.6319C11.3455 14.2776 11.1111 14.0432 11.1111 13.7567V12.0206C11.1111 11.7342 11.3455 11.4998 11.6319 11.4998H13.3681C13.6545 11.4998 13.8889 11.7342 13.8889 12.0206V13.7567ZM14.5833 6.37825C14.5833 6.52148 14.4661 6.63867 14.3229 6.63867H13.1944V7.76714C13.1944 7.91037 13.0773 8.02756 12.934 8.02756H12.066C11.9227 8.02756 11.8056 7.91037 11.8056 7.76714V6.63867H10.6771C10.5339 6.63867 10.4167 6.52148 10.4167 6.37825V5.5102C10.4167 5.36697 10.5339 5.24978 10.6771 5.24978H11.8056V4.12131C11.8056 3.97808 11.9227 3.86089 12.066 3.86089H12.934C13.0773 3.86089 13.1944 3.97808 13.1944 4.12131V5.24978H14.3229C14.4661 5.24978 14.5833 5.36697 14.5833 5.5102V6.37825ZM20.8333 19.3123C20.8333 19.5987 20.599 19.8331 20.3125 19.8331H18.5764C18.2899 19.8331 18.0556 19.5987 18.0556 19.3123V17.5762C18.0556 17.2897 18.2899 17.0553 18.5764 17.0553H20.3125C20.599 17.0553 20.8333 17.2897 20.8333 17.5762V19.3123ZM20.8333 13.7567C20.8333 14.0432 20.599 14.2776 20.3125 14.2776H18.5764C18.2899 14.2776 18.0556 14.0432 18.0556 13.7567V12.0206C18.0556 11.7342 18.2899 11.4998 18.5764 11.4998H20.3125C20.599 11.4998 20.8333 11.7342 20.8333 12.0206V13.7567Z\"\n                                fill=\"#178FCF\"><\/path>\n                        <\/svg>\n                    <\/div>\n                    <div>\n                        <h4 class=\"benefits-item-title\">\n                            NEGOTIATION<br>\n                            IS FULLY ONLINE\n                        <\/h4>\n                    <\/div>\n                <\/div>\n\n                <div class=\"benefits-item\">\n                    <div class=\"beneftis-svg-holder\">\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"25\" viewBox=\"0 0 19 25\" fill=\"none\">\n                            <path\n                                d=\"M16.4062 0H2.34375C1.0498 0 0 1.0498 0 2.34375V22.6562C0 23.9502 1.0498 25 2.34375 25H16.4062C17.7002 25 18.75 23.9502 18.75 22.6562V2.34375C18.75 1.0498 17.7002 0 16.4062 0ZM7.03125 1.5625H11.7188C12.1484 1.5625 12.5 1.91406 12.5 2.34375C12.5 2.77344 12.1484 3.125 11.7188 3.125H7.03125C6.60156 3.125 6.25 2.77344 6.25 2.34375C6.25 1.91406 6.60156 1.5625 7.03125 1.5625ZM9.375 7.8125C11.0986 7.8125 12.5 9.21387 12.5 10.9375C12.5 12.6611 11.0986 14.0625 9.375 14.0625C7.65137 14.0625 6.25 12.6611 6.25 10.9375C6.25 9.21387 7.65137 7.8125 9.375 7.8125ZM14.8438 19.375C14.8438 19.8926 14.3555 20.3125 13.75 20.3125H5C4.39453 20.3125 3.90625 19.8926 3.90625 19.375V18.4375C3.90625 16.8848 5.37598 15.625 7.1875 15.625H7.43164C8.03223 15.874 8.68652 16.0156 9.375 16.0156C10.0635 16.0156 10.7227 15.874 11.3184 15.625H11.5625C13.374 15.625 14.8438 16.8848 14.8438 18.4375V19.375Z\"\n                                fill=\"#178FCF\"><\/path>\n                        <\/svg>\n                    <\/div>\n                    <div>\n                        <h4 class=\"benefits-item-title\">\n                            NEGOTIATED<br>\n                            IN FIVE MINUTES\n                        <\/h4>\n                    <\/div>\n                <\/div>\n\n                <div class=\"benefits-item\">\n                    <div class=\"beneftis-svg-holder\">\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"25\" viewBox=\"0 0 19 25\" fill=\"none\">\n                            <path\n                                d=\"M16.4062 0H2.34375C1.0498 0 0 1.0498 0 2.34375V22.6562C0 23.9502 1.0498 25 2.34375 25H16.4062C17.7002 25 18.75 23.9502 18.75 22.6562V2.34375C18.75 1.0498 17.7002 0 16.4062 0ZM7.03125 1.5625H11.7188C12.1484 1.5625 12.5 1.91406 12.5 2.34375C12.5 2.77344 12.1484 3.125 11.7188 3.125H7.03125C6.60156 3.125 6.25 2.77344 6.25 2.34375C6.25 1.91406 6.60156 1.5625 7.03125 1.5625ZM9.375 7.8125C11.0986 7.8125 12.5 9.21387 12.5 10.9375C12.5 12.6611 11.0986 14.0625 9.375 14.0625C7.65137 14.0625 6.25 12.6611 6.25 10.9375C6.25 9.21387 7.65137 7.8125 9.375 7.8125ZM14.8438 19.375C14.8438 19.8926 14.3555 20.3125 13.75 20.3125H5C4.39453 20.3125 3.90625 19.8926 3.90625 19.375V18.4375C3.90625 16.8848 5.37598 15.625 7.1875 15.625H7.43164C8.03223 15.874 8.68652 16.0156 9.375 16.0156C10.0635 16.0156 10.7227 15.874 11.3184 15.625H11.5625C13.374 15.625 14.8438 16.8848 14.8438 18.4375V19.375Z\"\n                                fill=\"#178FCF\"><\/path>\n                        <\/svg>\n                    <\/div>\n                    <div>\n                        <h4 class=\"benefits-item-title\">\n                            ASSISTANT<br>\n                            ON CALL\n                        <\/h4>\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div>\n                <div class=\"wp-block-genesis-blocks-gb-button gb-block-button\" style=\"margin-top: 2rem;\">\n                    <a href=\"https:\/\/online.infocizinci.cz\/Controllers\/FormSteps\/_HiffEn_Step1.php\"\n                        class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button intro-button\"\n                        style=\"text-transform: uppercase\">COMPARE HEALTH INSURANCE FOR FOREIGNERS\n                        <div style=\"margin-left: 1rem\">\n                            <span style=\"margin-left: 8px\">\n                                <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_calc.svg\" alt=\"calc\">\n                            <\/span>\n                        <\/div>\n                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"FAQ-right\">\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42e79\"  tabindex=\"0\" title=\"Why do I have to take out health insurance for foreigners?\"    ><strong>Why do I have to take out health insurance for foreigners?<\/strong><\/span><div id=\"target-id6a008dff42e79\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">Health insurance\n                    foreigners\n                    is necessary for the stay\n                    foreigners in the territory of the Czech Republic. Meets the requirements of Act No. 326 \/ 1999\n                    Coll. about the stay of foreigners on\n                    the territory of the Czech Republic, including the amendment to this law, which was published in the\n                    collection of laws on 19 September 2023.<\/p>\n                <\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42ecb\"  tabindex=\"0\" title=\"What are the types of health insurance for foreigners?\"    ><strong>What are the types of health insurance for foreigners?<\/strong><\/span><div id=\"target-id6a008dff42ecb\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">Health insurance for\n                    foreigners are basically divided into 2\n                    types of insurance: Comprehensive care and Necessary and urgent care. When choosing between these\n                    two types of insurance\n                    it depends on the planned length of your stay in the Czech Republic and also on your personal\n                    interest. Complex\n                    health insurance is usually arranged for a period longer than 3 months, i.e. for a stay of more than\n                    90 days. This\n                    insurance includes not only acute care in the event of an accident or injury, but also preventive\n                    care and\n                    so also regular visits to the doctor. Regarding Necessary and urgent care (in some insurance\n                    companies,\n                    they say &#8220;Basic care&#8221;), so it is only suitable for short-term stays of up to 90 days. Insurance\n                    includes\n                    only acute cases requiring medical assistance and cannot be used for preventive medical\n                    examinations.\n                <\/p>\n                <\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42f07\"  tabindex=\"0\" title=\"Which type of health insurance for foreigners is better to\n                receive\n                visa?\"    ><strong>Which type of health insurance for foreigners is better to\n                receive\n                visa?<\/strong><\/span><div id=\"target-id6a008dff42f07\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">Generally in the visa\n                    prefers the process\n                    Comprehensive health insurance, which is closest to the Czech public health system and\n                    contains a limit of EUR 400,000 and CZK 10,000,000 in crowns. Only in rare cases where\n                    a really short stay, basic health insurance is sufficient. So if you are going to the Czech Republic\n                    on\n                    exchange stay, for work, or if you want to settle here permanently, we recommend that you find out\n                    more about\n                    visa conditions at the Czech embassy in your country. Unless you are told exactly that\n                    Basic insurance is sufficient, we recommend not leaving anything to chance and arranging\n                    comprehensive health insurance\n                    insurance. In this context, it is necessary to point out that the process of renegotiation from the\n                    basic version to\n                    complex is quite complicated and lengthy and can thus cause you considerable problems with delivery\n                    necessary documents for a visa.<\/p><\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42f26\"  tabindex=\"0\" title=\"Will my health insurance cover my existing illness?\"    ><strong>Will my health insurance cover my existing illness?<\/strong><\/span><div id=\"target-id6a008dff42f26\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">If you already have one\n                    more serious health problems, they had\n                    you should be very careful when purchasing health insurance. In the insurance conditions of the\n                    majority\n                    insurance companies, you will come across so-called &#8220;retroactivity&#8221; in the exclusions, which means\n                    that the insurance will not take place\n                    apply to illnesses that occurred before the insurance was taken out. If you have to take special\n                    medications on a daily basis, or\n                    You are going to have a necessary operation, it is very likely that the health insurance company\n                    will not pay for it.\n                    However, some insurance companies are trying to solve this problem and offer special types of\n                    comprehensive insurance\n                    such as &#8220;Exclusive insurance&#8221; from insurance company PVZP a.s. Health insurance of this kind,\n                    They will guarantee you full coverage even in the case of pre-existing health problems, but it is\n                    necessary to make an appointment\n                    is undergoing a medical examination by a doctor and subsequent approval by the insurance company.\n                <\/p><\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42f41\"  tabindex=\"0\" title=\"How do I prove that I am insured at the hospital?\"    ><strong>How do I prove that I am insured at the hospital?<\/strong><\/span><div id=\"target-id6a008dff42f41\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">Health insurance\n                    foreigners\n                    is agreed upon for a certain period\n                    time and insurance premiums are already paid when agreed in advance. Together with the insurance\n                    contract, policy, card\n                    the insured and with the confirmation of payment you will also receive a list of contractual\n                    facilities where you can go in the event\n                    need to turn. These facilities have already agreed a cooperation agreement with the insurance\n                    company, and therefore here\n                    when visiting, just show your insurance card, the employee will find you in their internal database,\n                    and all care covered by your type of insurance will be provided to you free of charge. If you would\n                    were not found in the contracted facility and had to pay for the care themselves, we recommend that\n                    you keep all of them\n                    proof of payment, medical report and prescription. You can then submit these documents together with\n                    the completed\n                    submit requests to report an insurance event to the insurance company&#8217;s head office for\n                    reimbursement.\n                    Please note that the refund does not take place immediately, it is necessary to check the originals\n                    you have brought\n                    documents, contact the medical facility and investigate whether the medical care provided is covered\n                    by yours\n                    type of insurance. It usually takes 2 to 3 months to process the request, after which they will send\n                    you the returned payment to\n                    Your bank account, or you receive clarification that you are not entitled to this refund. This\n                    process involves\n                    both reimbursement of examinations, various interventions and consultations, as well as medicines\n                    prescribed by a doctor. After\n                    duration of the health insurance, it is necessary to take out this insurance again. The existing\n                    contract cannot\n                    extend, but new health insurance can be arranged under the same conditions. It is also your right to\n                    decide for another type of health insurance, or even for another commercial health insurance\n                    company.\n                <\/p><\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42f5a\"  tabindex=\"0\" title=\"How long does the online calculation take?\"    ><strong>How long does the online calculation take?<\/strong><\/span><div id=\"target-id6a008dff42f5a\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">It doesn&#8217;t take much to\n                    make an appointment online\n                    more than five minutes. Only\n                    you fill in the necessary data and then choose the most suitable offer. You can make the payment\n                    online by card\n                    or by bank transfer.<\/p><\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42f71\"  tabindex=\"0\" title=\"How can I pay?\"    ><strong>How can I pay?<\/strong><\/span><div id=\"target-id6a008dff42f71\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">You can pay online\n                    by payment card or directly at\n                    us in person or by bank transfer. After receiving payment, all insurance documents will be sent to\n                    you\n                    email in electronic version with electronic stamp and signature. Additionally, you can request to be\n                    sent\n                    originals by post to your address or abroad. It should be noted that the electronic version\n                    documents has the same validity as the original issued at the branch, so you don&#8217;t have to worry\n                    that\n                    the documents submitted by you rejected the Visa application.\n                <\/p><\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42f87\"  tabindex=\"0\" title=\"When is my insurance valid?\"    ><strong>When is my insurance valid?<\/strong><\/span><div id=\"target-id6a008dff42f87\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">Your insurance is valid\n                    when we receive your payment.\n                <\/p><\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42f9c\"  tabindex=\"0\" title=\"When will I receive my documents?\"    ><strong>When will I receive my documents?<\/strong><\/span><div id=\"target-id6a008dff42f9c\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">We are sending your\n                    documents\n                    by email immediately upon receipt\n                    payments. On request, we also send by post or you can use a personal visit to our branch.\n                <\/p><\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42fb3\"  tabindex=\"0\" title=\"What documents do you need to take out health insurance for\n                foreigners?\"    ><strong>What documents do you need to take out health insurance for\n                foreigners?<\/strong><\/span><div id=\"target-id6a008dff42fb3\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">\n                    &#8211; Passport details<br>\n                    &#8211; Contact details<br>\n                    &#8211; In some cases, a medical report<br>\n                    &#8211; In the case of a student, a certificate of study<br>\n\n                <\/p><\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42fc8\"  tabindex=\"0\" title=\"What documents will I receive after paying for the insurance?\"    ><strong>What documents will I receive after paying for the insurance?<\/strong><\/span><div id=\"target-id6a008dff42fc8\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">\n                    &#8211; Insurance contract<br>\n                    &#8211; Insurance card<br>\n                    &#8211; confirmation of payment<br>\n                    &#8211; List of contracted facilities<br>\n\n                <\/p><\/div>\n            <\/div>\n\n            <div class=\"collapse-title\"><span class=\"collapseomatic arrowright\" id=\"id6a008dff42fdf\"  tabindex=\"0\" title=\"Can the agreed contract be cancelled?\"    ><strong>Can the agreed contract be cancelled?<\/strong><\/span><div id=\"target-id6a008dff42fdf\" class=\"collapseomatic_content \">\n                <p class=\"about-sub-title-bottom-black-text-micro\" style=\"margin-top: 1.5rem;\">Cancel the contracted\n                    insurance\n                    you can within 2 months of his\n                    agreement and preferably before it begins. In this case, you do not need to give a reason, and in\n                    most cases\n                    insurance companies will refund you the full amount minus handling costs. Official reasons for\n                    cancellation\n                    there are several types of insurance: failure to receive a Visa to the Czech Republic, arranging the\n                    wrong type of insurance, transition\n                    to the public healthcare system in connection with work, or transition to the public healthcare\n                    system from\n                    reason for obtaining permanent residence or citizenship. Therefore, if you cancel the insurance\n                    after a period of 2 months,\n                    you must provide official confirmation that you will not be coming here, or that you are\n                    transferring to\n                    public health system and health insurance will be paid for by your employer. Watch out for\n                    some insurance companies that do not recognize the transition to the public system as a reason to\n                    cancel the contract. Yippee\n                    therefore it is better to study the insurance terms and conditions offered before taking out health\n                    insurance\n                    product. In the event that you have inadvertently taken out a basic type of insurance instead of\n                    comprehensive, it is\n                    the standard procedure of paying for a new comprehensive insurance and then refunding the payment\n                    for the previous one\n                    basic type. As we have already written, this process is quite lengthy, and therefore we advise you\n                    to do everything well\n                    think about whether to consult an insurance agent about the matter.\n\n                <\/p><\/div>\n            <\/div>\n\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"benefits big-spacer-bottom big-spacer-top\">\n    <h3 id=\"pojistovny\" class=\"section-title big-spacer-bottom\" style=\"padding-bottom: 2rem;\">Insurance companies<\/h3>\n\n    <div class=\"benefits-container\">\n        <div class=\"benefits-item\">\n            <div class=\"beneftis-svg-holder\">\n\n            <\/div>\n            <div>\n                <h4 class=\"benefits-item-title\">\n                    IPA, member of the<br> AXA Group\n                <\/h4>\n            <\/div>\n\n            <div class=\"simple-text\">\n                The world&#8217;s largest insurance company is also represented in the Czech Republic and uses its\n                international assistance network\n                and its standards.\n\n            <\/div>\n        <\/div>\n\n        <div class=\"benefits-item\">\n            <div class=\"beneftis-svg-holder\">\n\n            <\/div>\n            <div>\n                <h4 class=\"benefits-item-title\">\n                    Colonnade Insurance company\n                <\/h4>\n            <\/div>\n\n            <div class=\"simple-text\">\n                Colonnade Insurance is a Luxembourg based non-life insurance company fully owned by Fairfax and\n                established for a strategic expansion of the Fairfax insurance business in Europe.\n\n            <\/div>\n        <\/div>\n\n        <div class=\"benefits-item\">\n            <div class=\"beneftis-svg-holder\">\n\n            <\/div>\n            <div>\n                <h4 class=\"benefits-item-title\">\n                    Insurance company<br> VZP\n                <\/h4>\n            <\/div>\n\n            <div class=\"simple-text\">\n                Insurance company VZP is a subsidiary of the state insurance company VZP \u010cR. <br>It offers its clients\n                the most\n                contractual\n                workplaces.\n            <\/div>\n        <\/div>\n\n        <div class=\"benefits-item\">\n            <div class=\"beneftis-svg-holder\">\n\n            <\/div>\n            <div>\n                <h4 class=\"benefits-item-title\">\n                    SLAVIA insurance<br> company\n                <\/h4>\n            <\/div>\n\n            <div class=\"simple-text\">\n                SLAVIA insurance company is one of the oldest insurance companies in the Czech Republic. <br>It offers\n                its clients quality\n                insurance at favorable prices.\n            <\/div>\n        <\/div>\n\n        <div class=\"benefits-item\">\n            <div class=\"beneftis-svg-holder\">\n\n            <\/div>\n            <div>\n                <h4 class=\"benefits-item-title\">\n                    SV insurance<br> company\n                <\/h4>\n            <\/div>\n\n            <div class=\"simple-text\">\n                SV insurance company was created by the purchase of the Czech branch of ERGO by a German financial\n                group. <br>Offers to foreigners\n                balanced\n                insurance products at good prices.\n            <\/div>\n        <\/div>\n\n        <div class=\"benefits-item\">\n            <div class=\"beneftis-svg-holder\">\n\n            <\/div>\n            <div>\n                <h4 class=\"benefits-item-title\">\n                    UNIQA insurance<br> company\n                <\/h4>\n            <\/div>\n\n            <div class=\"simple-text\">\n                UNIQA insurance company draws on the strong background and experience of its Austrian shareholder UNIQA\n                International\n                AG.<br>\n                It offers its clients the largest choice of insurance for foreigners.\n            <\/div>\n        <\/div>\n\n        <div class=\"benefits-item\">\n            <div class=\"beneftis-svg-holder\">\n\n            <\/div>\n            <div>\n                <h4 class=\"benefits-item-title\">\n                    Maxima insurance<br> company\n                <\/h4>\n            <\/div>\n\n            <div class=\"simple-text\">\n                Maxima insurance company provides health insurance for foreigners in the Czech Republic. Against the\n                rival insurance companies Maxima insurance company offers really affordable insurance for students.\n            <\/div>\n        <\/div>\n\n        <div class=\"benefits-item\">\n            <div class=\"beneftis-svg-holder\">\n\n            <\/div>\n            <div>\n                <h4 class=\"benefits-item-title\">\n                    VITALITAS Insurance<br>Company\n                <\/h4>\n            <\/div>\n\n            <div class=\"simple-text\">\n                VITALITAS Insurance Company has been operating on the market for more than 20 years and is part\n                of the\n                OZP Group, a public health insurance company that is the third largest employee insurance\n                company in Czechia.\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"big-spacer-bottom big-spacer-top\" style=\"padding-bottom: 50px;\">\n    <div class=\"health-offer\">\n        <div>\n            <h3 style=\"margin-top: 3rem;\">\n                How to choose suitable health insurance for foreigners?\n            <\/h3>\n            <article class=\"simple-text\">\n                Currently, it is possible to arrange health insurance for foreigners from the IPA insurance company with\n                the help of our calculator\n                AXA, Colonnade Insurance, Slavia, insurance company VZP a.s., or insurance company UNIQA. The selection of insurance products\n                is really extensive and\n                therefore, it is sometimes difficult to choose a suitable option. It continues to apply that for\n                long-term stays in the Czech Republic (stays\n                over 90 days) you must take out comprehensive health insurance. This type is completely suitable for\n                applying for\n                visa, while insurance coverage is as follows:<br>\n                \u2022 Comprehensive health insurance of EUR 400,000<br><br>\n\n                For short-term stays, when foreigners travel to the Czech Republic only for a visit or for\n                entertainment, completely\n                Basic insurance, or Necessary and urgent care insurance, which includes only necessary care, will\n                suffice\n                medical assistance in case of injury, fractures and other acute deterioration of the health\n                condition.<br>\n                <b>The coverage of this insurance is as follows:<\/b><br>\n                \u2022 Insurance required for urgent care \u2013 EUR 60,000\n            <\/article>\n            <div>\n                <div class=\"wp-block-genesis-blocks-gb-button gb-block-button\" style=\"margin-top: 4rem;\">\n            <a href=\"https:\/\/online.infocizinci.cz\/Controllers\/FormSteps\/_HiffEn_Step1.php\"\n                class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button intro-button\"\n                style=\"text-transform: uppercase\">COMPARE HEALTH INSURANCE FOR FOREIGNERS\n                <div style=\"margin-left: 1rem\">\n                    <span style=\"margin-left: 8px\">\n                        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_calc.svg\" alt=\"calc\">\n                            <\/span>\n                        <\/div>\n                    <\/a>\n                <\/div>\n            <\/div>\n\n        <\/div>\n        <div>\n            <h3 style=\"margin-top: 3rem;\">\n                What are the advantages of individual insurance companies\n            <\/h3>\n            <article class=\"simple-text\">\n                All offered insurance companies have good coverage within large cities such as Prague, Brno, Ostrava and\n                other. Therefore, if a foreigner arrives in a big city, he need not worry that he will not find\n                contractual medical facility, whereby the negotiation of, for example, the insurance company AXA, which\n                is\n                usually cheaper. However, what concerns smaller cities and towns, not all insurance companies can have v\n                contract medical facility at the given location. It is therefore always worthwhile to consult the list\n                of contracted medical services\n                device and check availability in your city. In such cases, negotiation is very worthwhile\n                health insurance from the insurance company VZP a.s., as this insurance company offers more than 3,000\n                contracts\n                medical facilities and is also known among doctors thanks to its connection to the parent company VZP\n                \u010cR. Attention\n                however, to individual limits for dental care and medications prescribed by a doctor. Slavia Insurance\n                Company and VZP\n                a.s. have a limit of CZK 5,000 for prescribed medicines (for agreed\n                period) and CZK 5,000 for dental care (for the agreed period). It would be advantageous in this case\n                insurance company UNIQA, which has similar coverage of contractual facilities as Slavia insurance\n                company, but does not have these\n                two limits for prescription drugs and dental care, so the \u20ac400,000 limit applies to everything.\n\n            <\/article>\n\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"big-spacer-bottom big-spacer-top\">\n    <div class=\"health-offer\">\n        <div>\n            <h2 style=\"margin-top: 3rem;\">\n                News in insurance for foreigners 2023\n            <\/h2>\n            <article class=\"simple-text\">\n                For the year 2023, we bring you current prices from most insurance companies, what is offered by Health\n                insurance for foreigners and\n                both comprehensive health care, necessary and thorough care, as well as VIP and exclusive products for\n                above-standard health care. Our foreigner insurance calculator thus contains updated prices for the year\n                2023. Our calculations now also include the prices of health insurance from the insurance company Inter\n                Partner Assitance,\n                which is part of the Axa CEE group with Axa assistance. All products meet the conditions of the\n                amendment\n                of the law after the fall of the monopoly in the field of health insurance for foreigners.\n\n            <\/article>\n            <h2 style=\"margin-top: 3rem;\">\n                News in insurance for foreigners 2018\n            <\/h2>\n            <article class=\"simple-text\">\n                For 2018, we launched a completely new health insurance calculator on the infocizinci.cz website\n                foreigners with updated rates of insurance companies. In this way, clients can compare prices more\n                easily and quickly\n                insurance for foreigners and arrange everything from the comfort of your home.\n\n            <\/article>\n\n        <\/div>\n        <div>\n            <h2 style=\"margin-top: 3rem;\">\n                News in insurance for foreigners 2019\n            <\/h2>\n            <article class=\"simple-text\">\n                For 2019, we bring you current price lists issued by insurance companies. Our foreigner insurance\n                calculator so\n                contains updated prices for 2019. In 2019, the health insurance segment for foreigners will\n                still apply the same conditions, i.e. that foreigners applying for a visa or residence in the territory\n                of the Czech Republic are\n                obliged to have contracted Commercial health insurance to the appropriate extent. This request continues\n                it does not apply to foreigners who have permanent residence in the territory of the Czech Republic or\n                those who already participate in public health insurance\n                insurance.\n\n            <\/article>\n            <div>\n                <div class=\"wp-block-genesis-blocks-gb-button gb-block-button\" style=\"margin-top: 4rem;\">\n            <a href=\"https:\/\/online.infocizinci.cz\/Controllers\/FormSteps\/_HiffEn_Step1.php\"\n                class=\"gb-button gb-button-shape-rounded gb-button-size-medium custom-button intro-button\"\n                style=\"text-transform: uppercase\">COMPARE HEALTH INSURANCE FOR FOREIGNERS\n                <div style=\"margin-left: 1rem\">\n                    <span style=\"margin-left: 8px\">\n                        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/09\/ico_calc.svg\" alt=\"calc\">\n                            <\/span>\n                        <\/div>\n                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3107,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width.php","meta":{"inline_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-1386","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Health insurance calculator for foreigners in CZ | InfoCizinci.cz<\/title>\n<meta name=\"description\" content=\"Health insurance calculator for foreigners in the Czech Republic! 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